Ethos Reserve lets you lend without limits. Enjoy zero-interest loans, best-in-class efficiency and easy access to a whole ecosystem of opportunity from one application.
![Ethos_Laptop_Landing_v3_Reduced Ethos Reserve Dashboard](https://b3208648.smushcdn.com/3208648/wp-content/uploads/2023/06/Ethos_Laptop_Landing_v3_Reduced.png?lossy=1&strip=1&webp=1)
![EthosReserve_TokenBackground_v1 ERN Stable Asset Token](https://b3208648.smushcdn.com/3208648/wp-content/uploads/2023/06/EthosReserve_TokenBackground_v1.png?lossy=1&strip=1&webp=1)
Collateralized by as low as 120% Bitcoin and 108% Ethereum. Investors can leverage ERN across DeFi ecosystems.
![Ethos_BrowserLanding_v4 An image of Ethos Reserve in a web browser.](https://b3208648.smushcdn.com/3208648/wp-content/uploads/2023/06/Ethos_BrowserLanding_v4.png?lossy=1&strip=1&webp=1)
![Ethos_CPDVaults_Diagram_v2 Ethos Reserve Managed CDP Vault Outline](https://b3208648.smushcdn.com/3208648/wp-content/uploads/2023/05/Ethos_CPDVaults_Diagram_v2.png?lossy=1&strip=1&webp=1)
![Ethos_CPDVaults_Diagram_v2_Dark Ethos Reserved Managed CDP Vault Functionality](https://b3208648.smushcdn.com/3208648/wp-content/uploads/2023/06/Ethos_CPDVaults_Diagram_v2_Dark.png?lossy=1&strip=1&webp=1)
![Ethos_bOATHBackground_v2 bOATH Asset Token](https://b3208648.smushcdn.com/3208648/wp-content/uploads/2023/05/Ethos_bOATHBackground_v2.png?lossy=1&strip=1&webp=1)
Bonded OATH (bOATH) is 20% ETH and 80% OATH, backed by a Balancer-powered 80/20 liquidity pool. bOATH earns platform fees and benefits from trading fees generated by Ethos’ incentive buyback and distribution strategies.
A $bOATH position staked on Ethos will earn yield from ERN loan issuance fees, and redemption rewards.